Month: November 2024

If you have home insurance, you have a lot of protection against many risks. However, it doesn’t cover you against all risks. To be fully covered, you must have both home and flood insurance. All homeowners need to have it, even if they live in areas they don’t think can flood. It’s important to get flood insurance when you don’t have flood insurance. Call us at Armadillo Insurance Agency in Austin, TX, to get started.

Home Insurance and Flooding

Home insurance policies insure you against many damaging events that can happen. However, floods are specifically excluded from these policies. That means your home policy will never cover any damage from a flood. Floods can cause an enormous amount of damage, and this can be extraordinarily expensive to repair. If you only have a home policy, paying for those repairs will be up to you.

Flooding Can Happen Anywhere

Some homeowners don’t get a flood insurance policy because they don’t think their home can get flooded. But as we see regularly on the news, floods happen all over. You don’t have to live in a flood zone for it to happen. Floods occur in cities, mountains, deserts, suburbs, etc. Virtually any home could be flooded, and it doesn’t have to be near a body of water. About 20% of the flood claims from damaged homes aren’t in a flood zone. That means that every homeowner should always have this insurance in their home to protect against floods.

Get Flood Insurance in Austin!

To make sure you’re protected, and have peace of mind knowing that you are, make sure you have flood insurance. To find out more about it, call us at Armadillo Insurance Agency in Austin, TX.